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You may qualify for thousands of dollars in grants and forgivable loans to cover your down payment and closing costs. Utopia will help you find the right program.
Down payment assistance (DPA) programs provide grants, forgivable loans, or low-interest second mortgages to help homebuyers cover their down payment and closing costs. Texas offers generous DPA programs, including the statewide TSAHC Home Sweet Texas program which provides grants of up to 5% of the loan amount with no repayment required.
The Texas State Affordable Housing Corporation provides a grant of up to 5% of the loan amount for down payment and closing costs. This program is available to both first-time and repeat buyers. No repayment required.
Contact Utopia to review your income, credit, and homebuying goals. She will identify which programs you qualify for.
Take a HUD-approved course (available online). Most programs require this before closing.
Utopia locks in your DPA program, combines it with your first mortgage, and you shop for your home.
Your down payment assistance is applied at closing - you bring little to nothing out of pocket.
Texas has some of the best down payment assistance programs in the nation. Utopia will review your eligibility for every available program. Available in English and Spanish.
